All of our mortgage products are secured by a residential, rural or commercial property. Vacant land is also acceptable as security, be it sole security or as additional collateral security.

One Financial provides mortgage products for a variety of purposes including debt consolidation, investment or personal use. We offer flexible products providing you with the ability to tailor your payments to match your income streams, be that weekly, fortnightly or monthly.

We offer the flexibility of making overpayments, either as regular amounts or as irregular lump sums. Any overpayments made are available as redraw.

Another benefit of our products is the ability to split your loan. One Financial will allow you to have up to four split accounts, with the option of having each of these facilities on different products or being paid for from different sources. For example, you may take one Interest Only, the next Principal and Interest, and the final fixed rate. Each facility has a separate account number and statement.

Self Employed Loans

More and more Australians are setting up their own businesses and becoming self employed. Despite the obvious benefits to this decision, one of the downsides is the ability to obtain finance Click here for more on Self Employed loans

Line of Credit

Your business or personal circumstances may mean that from time to time you have the ability to pay large lump sums off your loan. Similarly, you may need to borrow lump sums quickly but for only a short unspecified period… Click here for more on Line of Credit loans

Fixed Rate

The recent increases in interest rates have sparked many to worry about a return to the days of higher interest rates. This has understandably led to increased interest in fixed rate offers … Click here for more on Fixed Rate loans

Equity Release

With the rise in property values throughout Australia over the last few years, many people are now looking to access equity held in their homes… Click here for more on Equity Release loans

Business Loan

One Financial can provide small to medium businesses with tailored mortgage solutions. Whether you are looking to access the equity in your commercial property or looking to use your residential property as security, One Financial has a range of business loan solutions… Click here for more on Business loans

First Home Buyers

The recent rises in home price throughout Australia, has proven to be an ever growing problem for first home buyers. Banks and other institutions insist Click here for more on First Home Buyers loans

If you would like to speak with one of our loan consultants call us on 1300 551 695. Alternatively if you would like us to call you, please complete the enquiry form.